Every borrower is different. I offer a full suite of mortgage products to match your unique situation — whether you're buying, refinancing, or tapping your equity.
The most popular loan type for buyers with good credit and stable income. Not government-backed, offering flexibility in property types and loan amounts.
Government-backed by the Federal Housing Administration. Ideal for first-time buyers or those with lower credit scores who need a more accessible path to homeownership.
Exclusively for eligible U.S. veterans, active-duty military, and surviving spouses. One of the most powerful mortgage benefits available — and you've earned it.
For high-value properties that exceed conforming loan limits. Common in Miami, Naples, Sarasota, and other premium Florida markets where home prices run higher.
Lower your monthly payment, shorten your loan term, eliminate mortgage insurance, or pull cash from your equity. A refinance can save you thousands over the life of your loan.
A Home Equity Line of Credit lets you borrow against the equity you've built in your home — like a credit card secured by your property, with lower rates than personal loans.
Tell Josh about your situation and he'll recommend the best product for your goals — free, no obligation.
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